we have all done it and bikers do it more apparently

 

let me warn you so you dont fall into the same trap as me, when you sell a vehicle do not hesitate to phone your insurance company and tell them you have sold it and to put your insurance on hold, also get a reciept of a signed doc saying you have sold vehicle

 

im currently payiong £1300 a year for my 1.6 focus, i sold the M3 last year, it was a bank holiday weekend and i sold it on the sunday, i had a vehicle to replace the M3 but wasnt getting it till a few days later, i decided to leave the phonecall to the insurance company till i got the new car and swop it over to the new one so i wasnt phoning them twice, big mistake

 

monday night came and i get a knock on the door saying my M3 had been involved in an accident in birmingham at 10pm at night, it was 11pm when the police called and the drive from mine to bgham is around 3-4 hours, explained to the police i had sold it and so forth and they went away and believed me, phoned bgham police and explained to them aswell, all ok, believed i sold it and it wasnt me driving, all was well so i thought

 

i eventually got the car few days after that and phoned insurance company to swop over, it was then i was told that the M3 had been involved in a hit and run with another vehicle, no one seriously injured but the merc it crashed into was a write off with a full car of people claiming wiplash and personel injurys and as i was the only one with insurance on the M3 at the time of the crash it was me the merc drivers insurance was coming after and because of this my insurance went up on the focus from £370 to £1300 as till the claim is settled they suspend your no claims even though they are protected

 

this is still going on now but hopefully it will be sorted soon as my insurance (elephant.co.uk) have said they aint paying, the guy i sold it to told elephant that he sold it immediatly to an unknown party:confused1: and that he wasnt accepting blame either, its been very lengthy and stressfull as the other insurance company has been ringing me for info hoping i slip up, i will get all the money back when its sorted but its still a ballache pulling out over £100 a month for a bloody focus lol

 

apparently bikers leave their insurance running over the winter and sell the bikes to gain another years no claims and this thing always happens to them when the bike is involved in an accident

 

so please beware and take note, although it looks like they wont claim from me its still a pain in the ass, oh and luckily i kept all texts and communication on my phone and its been passed onto police as it sounds very suspicious

 

thanks for reading

just had a call and i was right it should have been more, im now getting back £679 from my insurance, been a mission but its been a good way of saving lol

Brilliant buddy, bet your glad it's all behind you now. Have fun spending.....lmao

its all going on the back garden mate, gonna get cracking this week and get everything in

just had a call and i was right it should have been more, im now getting back £679 from my insurance, been a mission but its been a good way of saving lol

 

Nice one Allan - and just goes to show that you can't trust the b@stards to get things right on your behalf.... It was definitely worth you persevering with it mate; else they'd have fobbed you off for a few £££s....:shifty:

 

Richard:thumbup1:

lol, all spoken for. Garden will be nice when finished, good luck with it Al.