As you may well know my Zed is currently stuck in my garage with the front quite severly damaged due to some old dink pulling out of a side turning in her Focus. By the time I hit the brake I was colliding with her front wing. My car is repairable but the cost of parts alone is quite a sum. A Border front mount and AB Flug front panel is just over £2K, plus the other radiators, front wings and bonnet, lights etc., and an inner wing. No doubt my viscous fan is mullered too. The man from the bodyshop states that it is 'beyond economic repair'*. I do not have an agreed Insurance value, so where do you start with a valuation especially as prices today are grim. I have spent shed loads on the car and there is not one ounce of rust in her which even for an import of 93 vintage is rare especially as she was imported in 2002. *The bodyshop based the statement BER on the value of about £6K. Do insurance companies use their own valuations or would they accept a responsible independant valuation. I know I have a fight on my hands and the fact that I am not responsible for the damage is really pi55ing me off. I am now thinking of engaging a solicitor to personally start recovery of my losses from the woman driver.:mad:

As you may well know my Zed is currently stuck in my garage with the front quite severly damaged due to some old dink pulling out of a side turning in her Focus. By the time I hit the brake I was colliding with her front wing. My car is repairable but the cost of parts alone is quite a sum. A Border front mount and AB Flug front panel is just over £2K, plus the other radiators, front wings and bonnet, lights etc., and an inner wing. No doubt my viscous fan is mullered too. The man from the bodyshop states that it is 'beyond economic repair'*. I do not have an agreed Insurance value, so where do you start with a valuation especially as prices today are grim. I have spent shed loads on the car and there is not one ounce of rust in her which even for an import of 93 vintage is rare especially as she was imported in 2002. *The bodyshop based the statement BER on the value of about £6K. Do insurance companies use their own valuations or would they accept a responsible independant valuation. I know I have a fight on my hands and the fact that I am not responsible for the damage is really pi55ing me off. I am now thinking of engaging a solicitor to personally start recovery of my losses from the woman driver.:mad:

 

There's a guy on zedclub who is an insurance approved valuer, so that would be a good place to start... at the end of the day, you are entitled to be put back in a comparable situation to what you were in before so fight all the way to make sure you are!

 

Are all modifications on your car listed? AA/ RAC legal cover can be pretty good...

my mate just lost £30,000 on a escort cosworth that was stolen nd he went to insurance ombudsman etc and it took over two years and he has now accepted £7000 after he produced receipt after receipt jon you know the story already !

my mate just lost £30,000 on a escort cosworth that was stolen nd he went to insurance ombudsman etc and it took over two years and he has now accepted £7000 after he produced receipt after receipt jon you know the story already !

 

Don't know the details, but theft is different - Old Zed is entitled to sue the other person directly, regardless of what any insurance company will try and tell you...

I did not have much hair before, but I think I will certainly not have any after this is over. This car is my third Zed and the very best too. I feel so angry that I want to sue the ass off her, but will it get me anywhere ? Sadly what Paul has said leaves a familiar ring in my ears. I hope not but sadly history on these matters does show a pattern of dispair through financial loss.

might be worth a go !

Best of luck buddy

Very sad to see mate and certainly not good when we throw big bucks at our cars to see this hapen :confused:

You can appeal agaisnt the bodyshops value and an independant assessor is sent around to value, armed with a valuation report of your own in advance will greatly help BUT, it may also work against you if the insurance were not aware of all mods and also they may beleive it was under insured, so either way you may be fooked in that respect!

That said, i beleive you can take a civil case out against the other driver for the difference in value between what your insurance company say and what your valuer says.

Jeff at zedworld also may be able to help with valuation, i know he has been working on a scheme with a major insurance company, who will not charge different prices for jap spec zeds, who will insure the car based on the amount Jeff says it's worth and that the car is repaired at the approved list of garages and will allow second hand parts to be used for that repair.

So some future help there for others at least,

Cheers

Smithy

i will send you a pm on how to get the value you feel it is worth :-)

i will send you a pm on how to get the value you feel it is worth :-)

 

Cheers Dave, look forward to receiving it.:)

How do i value mine?Hmmmn.

Either £8.50, or a milion dollars, depending if its going well. :smw: