im am now currently overdrawn by £12, luckily i have a £500 overdraft, ive never been overdrawn in all my life, i feel sick inside lol, ive had credit cards that ive used and payed off, but never overdrawn i just got payed today aswell lol (luckily i get paid every week), llooks like i will be doing a bit of overtime next week :mad: :p

 

glad im staying in this weekend lol

 

these house alterations can be expensive fookin things

 

anyway make me feel better by telling me how being overdrawn is ok :smash:

1p under your over draft limit is still ok :tongue:

 

i dont have an over draft, if you use it it's hard to get out of it. so best not to use it!

 

it's only £12.00 i wouldn't worry too much

luckily i dont get charged for using my overdraft, will have to chase ourlass out on the game (wont expect to make much though lol)

Just managed to clear my (£2000) overdraft last week. But that's all probably about to go to hell in a handbasket with bits for the car. Plus I went to see the bank today to discuss a £7000 loan to consolidate my credit cards (with a fair bit left for emergencies)...£1470 on top to pay back (before interest) for optional loan protection (which was made to seem obligatory at first by the advisor)!! Stroll on!! :mad:

£12? I wish i was only £12 overdrawn!

trust me its the bit extra you get for "emergencys" that gets you into trouble!

Just managed to clear my (£2000) overdraft last week. But that's all probably about to go to hell in a handbasket with bits for the car. Plus I went to see the bank today to discuss a £7000 loan to consolidate my credit cards (with a fair bit left for emergencies)...£1470 on top to pay back (before interest) for optional loan protection (which was made to seem obligatory at first by the advisor)!! Stroll on!! :mad:

 

there are private insurance companies about that charge you £1 for every £1000 you borrow, much cheaper than taking out bank insurances

luckily i dont get charged for using my overdraft, will have to chase ourlass out on the game (wont expect to make much though lol)

 

 

 

What do i get for £12 ? ? ?............................. :p

well the drunker i get the better i feel lol

What do i get for £12 ? ? ?............................. :p

 

i will let ya touch my cock for £12 lol

 

when we going to chester le street on the lash then

i dont have an overdraft, for that very reason i would just spend the bloody thing. No credit cards either, just a debit lol

there are private insurance companies about that charge you £1 for every £1000 you borrow, much cheaper than taking out bank insurances

Definately going to look into that as frankly, they're taking the p1ss. :(

i will let ya touch my cock for £12 lol

 

when we going to chester le street on the lash then

 

 

:hurl: ............ NEVER !!!

trust me its the bit extra you get for "emergencys" that gets you into trouble!

Yeah, it's definately trouble...spelt F-U-N :D ;)

:hurl: ............ NEVER !!!

you mean we are never having a nite out on the lash through chester le street :tongue:

:shock: you wish....

dont mind night on the lash though........... :duffer:

:shock: you wish....

dont mind night on the lash though........... :duffer:

 

was talking to paul the other day and he said we should have a night on the lash through chester le street, im deffo up for that

 

just let me know, not too soon as im skint at the moment

Its a cheap night out down Chester.......Providing you manage to By-pass the Hot Dog van..............Hmmmmmmmmmmmmm lurvely... :rofl:

i will let ya touch my cock for £12 lol

 

 

You can touch mine.....it weighs 12 pounds :rofl:

Its a cheap night out down Chester.......Providing you manage to By-pass the Hot Dog van..............Hmmmmmmmmmmmmm lurvely... :rofl:

 

i was there at christmas, lots of little lovelys knocking about lol

You can touch mine.....it weighs 12 pounds :rofl:

 

i was talking about my penis, not the thing that wakes me in the morn by going cockadoodledoo

 

bit like ourlass (anycockwilldo)

You can touch mine.....it weighs 12 pounds :rofl:

 

 

 

LOL we have gone Metric now... Don't u mean 12 oz

I'm over drawn by £2300 at the moment, and my credid card is at £740 so that should make you feel MUCH better

Only ever used my overdraft will at Uni then cleared it within year of getting my degree. I still have an overdraft but I never use it.

 

Don't have credit card bills, the only loan is the mortage.

 

I never buy if I don't have monies in the back to cover it. Best way really, there's no worrying about owning and if I have to wait a bit longer for something it's far more enjoyable when I get it.