how can they quote me (six months ago) £490 a year fully comp for an s4 then now they are quoting £1058

 

im only paying just over £400 for the zed:headvswal:headvswal:headvswal

don't get me started on insurance companies, spent the last 2 days trying to get quotes on my import 4x4 and I swear they just make up the rules and prices by picking them out of a hat

Imports are great, aint they! have to ring everyone cause they can put the option on an on-line form:)

but what is the problem insurance companies have with imports???

but what is the problem insurance companies have with imports???

 

If you believe what they say, its to do with the cost of repairing your car if it has a smash. The fact that many imports are also sold in the UK as a UK model (Pajero/Shogun etc etc) and therefore are just as easy to repair doesn't seem to come into it :headvswal

Yeh, the extra cost for import is a stupid generalisation. Dates back to about 20 yrs ago, when people wouls bring over grey imports that were never available within the UK and Main dealers would not touch them and there were no independent suppliers.

 

Its all very different now, except the insurance companies still use it as an excuse to charge premiums - probably because an owner of an Imported vehicle is going to be an enthusiast and more willing to pay a premium for his toy.

Perhaps the clubs insurance guru at Adrian Flux would car to enlighten us on the rules and reasons for this regarding 'grey imports'. Why are they called 'grey' when as Dave states, the only difference is the name, i.e. shogun or pajero. I got a mate who imported a BMW form Germany a couple of years ago and the only concern with the insurance was that the steering wheel was on the wrong side. Definitely just a ploy to get more money from the poor owner. Come on Fluxxy, give us the truth........if you dare.

If you believe what they say, its to do with the cost of repairing your car if it has a smash. The fact that many imports are also sold in the UK as a UK model (Pajero/Shogun etc etc) and therefore are just as easy to repair doesn't seem to come into it :headvswal

 

the repair bill between shoguns and pajeros are quite different due to the pajero having chrome bumpers etc which shoguns dont !

Perhaps the clubs insurance guru at Adrian Flux would car to enlighten us on the rules and reasons for this regarding 'grey imports'. Why are they called 'grey' when as Dave states, the only difference is the name, i.e. shogun or pajero. I got a mate who imported a BMW form Germany a couple of years ago and the only concern with the insurance was that the steering wheel was on the wrong side. Definitely just a ploy to get more money from the poor owner. Come on Fluxxy, give us the truth........if you dare.

 

LHD cars ocver here are quite annoying

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

you have to reverse around mcdonalds LOL :p

LHD cars ocver here are quite annoying

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

you have to reverse around mcdonalds LOL :p

 

 

Or make the passenger pay.;)

Never really had a problem insuring my import. When I first bought I think I paid £400 fully comp and 3 years on, it's still £400. (unlimited mileage too!)

Never really had a problem insuring my import. When I first bought I think I paid £400 fully comp and 3 years on, it's still £400. (unlimited mileage too!)

 

yeah but they know you dont drive it !

well that helped me no end on my quest to insure a NON IMPORT, NON JAP CAR audi s4

Perhaps the clubs insurance guru at Adrian Flux would car to enlighten us on the rules and reasons for this regarding 'grey imports'. Why are they called 'grey' when as Dave states, the only difference is the name, i.e. shogun or pajero. I got a mate who imported a BMW form Germany a couple of years ago and the only concern with the insurance was that the steering wheel was on the wrong side. Definitely just a ploy to get more money from the poor owner. Come on Fluxxy, give us the truth........if you dare.

 

 

On most of our schemes the insurers who cover Import version insurer UK ones at the same sort of rates.

 

The main problem is that on all Jap imports there are less insurers covering them compared to the UK equivalents so it's simply a case of there's more completion out there for UK models, thus leading to lower premium.

 

With regards to the cost of parts, yes there will be some more popular models where repair costs etc are the same or very similar but this wouldn't always be the case.

 

Hope this helps,

Dan.

doesnt help me, nearly fell off me chair when i got adrian flux's quote £1350 for an audi s4

try HIC mate, i recommend them :bow:

doesnt help me, nearly fell off me chair when i got adrian flux's quote £1350 for an audi s4

 

They quoted me £1835,lol for my z:smash:

not sure what has hapened, adrian flux were very competetive the first two years on my zed, then all went to pot with an unbeatable quote gaurentee where they would gaurentee to beat any quote which was a load of shite cause they couldnt beat it

They quoted me £1835,lol for my z:smash:

 

quoted me £800 and im 21 :)

quoted me £800 and im 21 :)

 

See how different the quotes are:rolleyes: I'm nearly 32 and had my licence for 15 yrs, how they work that out:confused:

See how different the quotes are:rolleyes: I'm nearly 32 and had my licence for 15 yrs, how they work that out:confused:

 

Becky also 21 and got quoted £600:rolleyes:

23, £727 with FMIC, exhaust, wheels and suspension :hyper:

It does seem a bit hit and miss with them though. They were looking for £500+ from me, Elephant were quoting £223 :D

 

Mind you, I'm going to try and get it sub £200 if I can!

doesnt help me, nearly fell off me chair when i got adrian flux's quote £1350 for an audi s4

 

If you want me to get a manager to look into it then please PM me your Client Ref and a contact number and when it is best to call you and a brief description for me to forward on to them.

Regards,

Dan.

If anyone feels that we're missing the mark regards quotes for their cars, Please do PM me your name and postcode and i can get it looked into and hopefully help.

 

Regards,

Dan.

elephant.co.uk got it down to £760 fully comp, gaurenteed no claims and so on, looks like elephant wil be getting my business lol