Two casino dealers are at the craps table when a cute blonde comes over and says, "I want to bet twenty thousand dollars on a single roll of the dice. But, if you don't mind, I'd I feel much luckier if I were completely nude." They say fine, she strips naked from the neck down, and rolls the dice. Then she screams, "I won! I won!" She starts jumping up and down, hugs each of the dealers, and then picks up her money and her clothes and walks away. For a minute the two dealers stare at each other. Then the first one says, "What did she roll, anyway?" The second dealer says, "I don't know. I thought you were watching."

From the neck down ?

What did she have - a bag over her head???:D

LOL - nah a beard :D