Just out of curiosity, those with an SP30 with a ban what difference did it make to your insurance? One of my colleagues is saying it's going to be on a par with a DD10 (Drink Driving) ban, and I can't see it being that much.

i think that all depends on how much over the speed limit they were.

so say 120 in a 70 :slap: :nono: :rolleyes:

so say 120 in a 70 :slap: :nono: :rolleyes:

 

ouch. its not jk is it ? :rofl: . i think he will get hammered for that by both the courts and the insurance. they will tollerate being over the limit by a certain amount, but that is rather accesive.

SP30 is a is a speeding in a 30 mph penalty

SP30 is a is a speeding in a 30 mph penalty

 

yeah. thats what i was thinking :confused:

well the license has SP30 written on it, and it was definately a national limit dual carriageway

 

SP30 is a public road offense dvla

Insurance companies seem to just pull a random figure out of their arse and mutiply it by their shoe size anyway.

heres a list of them all.

 

Motoring convictions

 

* CU 10 : Defective brakes

* CU 20 : Dangerous use

* CU 30 : Defective tyres

* CU 40 : Defective steering

* CU 50 : Dangerous load

* LC 10 : Driving without a licence

* LC 20 : Driving otherwise than in accordance with a licence

* MS 10 : Leaving vehicle in a dangerous position

* MS 20 : Unlawful pillion riding

* MS 40 : Un-corrected eyesight or refusing test

* PC 10 : Undefined contravention of pedestrian crossing regulations

* PC 20 : Contravention of pedestrian crossing regulations with a moving vehicle

* PC 30 : Contravention of pedestrian crossing regulations with stationary vehicle

* PL 10 : Driving without L plates

* PL 20 : Driving unaccompanied

* PL 30 : Carrying a person not qualified

* PL 50 : Undefined provisional offence

* SP 10 : Speeding goods vehicle

* SP 30 : Exceeding statutory speed limit

* SP 40 : Exceeding passenger vehicle speed limit

* SP 50 : Exceeding motor-way speed limit

* SP 70 : Speeding on motor-way

* TS 10 : Traffic lights offence

* TS 20 : Double white line offence

* TS 30 : Stop sign offence

* TS 40 : traffic constable offence

* TS 50 : Traffic signs offence

* TS 60 : School crossing offence

* TS 70 : Undefined traffic signs or direction

 

 

SP30 - Speeding / Exceeding the speed limit

 

 

What is the offence?

Driving on a road (non motorway) exceeding the speed limit

Maximum points and fine

 

* Fine not exceeding Level 3

* Endorsement with 3-6 penalty points

* Discretionary disqualification (depending on the speed)

 

How it tends to work

 

If you are doing more than 30mph over the limit you are likely to be disqualified from driving. This will depending on a variety of factors including

 

* Speed

* Road conditions

* Weather etc.

 

If you are offered a fixed penalty, and you are guilty then you may be best to accept this. Your licence will be endorsed with minimum number of penalty points and the fine is likely to be less than if you go to a court and are found guilty.

And does it affect the premium straight away or only at renewal?

And does it affect the premium straight away or only at renewal?

 

You have up to one year to inform the insurance company. Best to do it straight away though just to be safe.

most leave it till renewal, but if an accident occurs then the insurance company are withing their rights not to pay out anything seeing as they have not been informed, then leaving a rather large bill for the person in question.

most leave it till renewal, but if an accident occurs then the insurance company are withing their rights not to pay out anything seeing as they have not been informed, then leaving a rather large bill for the person in question.

 

^^ What he said better then I did :D ^^

and get it in writing that you have informed them - when I told them, they said they would put a note on my file, but it wouldn't increase my premium until renewal... then when I had a claim, they said I hadn't informed them... tossers!

sp30 usually would add max of 10% to insurance.

One with a ban could take it to 15% or 20% sometimes

 

Myself if i'm giving someone a quote i wouldnt even bother loading for just one - banned or not. If you had more than one then you would prob be looking at the percentage loads at the top

I had an SP30 ban for 30 days years ago for doing about 70 on a dual carriageway which I didn't realise had a 40mph limit :rolleyes:

I forgot to tell the court I was working my notice before moving to a new job and was losing my company car anyway so I didn't even have a car for the month they banned me :rofl:

 

I told my insurer but I didn't even notice any change in my premium :)

Might be different if it's a year ban or for totting up over 12 points though.

some insurance companys say it dont matter and wont affect the premium.