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coilovers - a grey area

Hi guys,

 

What has everyone done about declaring coilovers on the insurance. I have no problem declaring them as 'lowered suspension' but I have problems when declaring them as 'coilovers'

 

Some insurance companies i.e. 'Admiral' took 2 days to find out whether they cover coilovers or not. It turned out that they dont!

 

Is it best to declare them as adjustable suspension, lowered suspension or as coilovers and hope they know what you mean?

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