Morning,

 

I need to know about the downsides to owning a cat D written off car. Are insurance premiums raised for them?

 

Vijay

Alright mate not as far as i know no I had a friend who used to buy cat c and d cars to fix and sell on and he kept a few one for his wife and one for himself now He never did talk about insurance but he was a proper tight arse so i would imagine not lol, cat d is the least of them and as you prob know a cat d classed car can have something as little as scratches on all panels on one side or a dent in the wing maybe broken headlight tail light depending on the current market value of the car and how much he insurance approved rip off body shop will charge to repair it. I think you can get the cars really cheap and i know in some cases if the car is just badly scratched keyed maybe an unsightly dent it dosn't really need fixed to be driven it is just cosmetics not affecting the safety of the vehicle so all in all you can get a real bargain :). Not sure if this helped but needed kill a little time so hey ho :)

Cheers David. I just know what insurance compainies are like - any excuse to load a premium

I always believed it DID increase your insurance premeuim, that was the majour why they are always proportionately cheaper to buy even once restored.

I've owned a cat d in the past and I would avoid it, although on the face of it the car looked Ok, there were always niggling problems, a 40k miles car with constant bearings/driveshaft/suspension problems, eventually cost more than if I just got a decent car to start with... I have learned haha

 

 

...then again it was a citroen

Hi,

Just to let you know that our specialist insurance schemes have no issues insuring category C or D vehicles. If you'd like a quotation at all the please feel to drop me a line.

Regards,

Dan.

Cat D's seem to be worth less when it comes to resale

 

...then again it was a citroen

 

They're like that from brand new.........they eat bearings and drive shafts. .!!!:yes:

Lol, French cars are like French people. They give up easy. Historically French cars have always been pretty far ahead of their time, and built pretty reliably however modern French cars are crap. The only one I've known people to buy and not get annoyed and disappointed with is those xara Picasso the mommy mobile thing.