Due to personal circumstances. (Namely a change of job and having to start being paid monthly instead of weekly) I dont know if I can keep my Zed.

 

I got it for a bargain price, and its mint. A few owners have said how good the paint is, although I want to respray it. Interior is perfect, like from the factory, nothing peeling or lifting, no fading, not a single scratch on any of the plastics even in the boot. No clips missing anywhere, inside or under the bonnet. totally complete car. I only have two problems with it, 1 the exhaust is blowing and 2 the lower PAS hose. It runs like a dream and sets my pulse racing.

 

The thing is its an Auto, Do I sell up, when circumstances change in 2-3 months get a manual.

 

Or do I struggle like mad, stressing myself out over funds for the next 2 months, not being able to drive it, as its Sorn (but MOT'd) then have to buy the exhaust, get a new lower pas pipe made up, tax it, reinsure it, do the manual conversion and respray.

 

The car only cost me £1250 after I got a refund for the above listed issues, and I doubt I will ever find another in this condition with this mileage, with just one owner from new (not 1 from import, but actually 1 from new in 1990).

 

Im going insane over this. My heads telling me I can get another, my hearts saying I will never get one in the condition so metaculously maintained.

 

Its basically my only asset which I could shift quickly to raise funds to make life that bit easier for the next 2 months.

 

Problem is its not a long time, but its a major sacrafice. and as my partner says, might not sound a long time, but its an eternity if our unable to cover rent etc...

The DS3 is a lot more sellable mate, but it's your choice not ours. Me and Steve (Z32bolt) have offered to help with bits etc so it could be on the road for a lot less than budgeted.

If you sell it now and buy another later you will only end up with other problems that will cost you money, never heard anyone buy a Z and not have to do something to it so you're no better off in the long run. You don't actually need the manual box and if you can do it yourself you can save a few quid

I reckon best bet is to park the zed up and forget about it until times are better. I did the same myself. It sat for about 4yrs whilst life got waay serious lol. Forgot all about it, now it's taking up all my time again :)

 

If you sell now, it's just a short term fix as said above. As for the DS3, I'm with you. I don't reckon it's very sellable unless you sell it at a big loss. The deals on brand new are too good these days

Hmm. Credit cards are nothing to be wary about as long as you're sensible. Go on compare the market. Find one with a long 0% apr on purchases. Use it for everything you buy so you have cash for rent then pay minimum balance for a couple of months then pay it off when youre back on your feet- simples. And send me your free meerkat toy cos I've not got one!!

my prob roobabrb, is I have no credit history, so it could potentially be quite hard to get any sort of credit, especially in the middle of a job change, as you need to of been in your current employment a minimum amount of time normally.

 

Im going to ride the wave so to speak, keep it up the inlaws, and just see what happens over next couple of weeks. If I have to let it go, wont do it at a loss, but wont be trying to make a profit either. that way worst case scenario it will go quickly. but for now. its staying where it is, with hopes that things improve.

I think you should keep it if it's not costing anything. Can any of the family help with bills for a month? You could still get an overdraft, your bank will probably have there own rating for you. And you'll still have some sort of credit score. My banking online doesn't ask any questions or anything, I just say increase the overdraft and it said ok done.

Regi user selling??

 

Doesnt seem much point in selling it mate especially if its got a few problems etc.

 

Going from weekly to monthly pay shouldnt really make much difference should it?

 

Thing to do is speak to people about mortgages/rent etc and have the payment moved to a more sensible time in the month (i.e. just after you have been paid) I get the impression you are panicking a bit have you sat down and thought about it? For the sake of a couple of weeks during your change over it might be worth looking at a credit card or temporary overdraft. Assuming youve had a contract phone in the past/mortgage/rent you should have enough credit rating to get a £500-£1000 credit card to tide you through.

 

Having said that I'd assume you could draw £1000 for a quick sale so you'd not be far of your £1250 outlay. Not bad in a zed!

hoping to keep it mate. I think you hit nail on head though. it is all panicking. Never had contract phone lol. But I have home phone, water, electric, gas rent etc which obviously always gets paid.

 

Will speak with bank about possible overdraft. I think its the best option, as if I do have to end up selling up, when I get another, I doubt the issues will be so minor.

Keeping the car for those interested. Will be end of July when I give it everything it needs. and End of August I get skirts removed, car mads rear OEM fibreglass spoiler replacement, and full respray, rims, possibly leather trim too.

 

Financially were sorted now, Went to bank to sort out Overdraft, and was reminded of an old savings accountI forgot about, and we're laughing :D

 

Think it was all panic. But so pleased to be able to have a project to look forwards too!

LOL! how can you forget about a savings account?!?! :lol:

wish i forgot about a saviungs account, seems the only forgeting about it do is forgetting to put money in it.

have a look under your matress - they might be a couple of £k under there too :lol: