I love footman and james , they can put my tt on a classic policy for me ...

 

 

fully comp, imported , im 25 , 2nd car, garged good post code , £194 for the year !!

 

big difference concidering last year at 24 companies wouldnt qoute me :)

I defo need another quote from FJ when my insurance comes up for renewal. I was over a grand :(

Yep very similar to when I took my first policy out with them when I was 26

I love footman and james , they can put my tt on a classic policy for me ...

 

 

fully comp, imported , im 25 , 2nd car, garged good post code , £194 for the year !!

 

big difference concidering last year at 24 companies wouldnt qoute me :)

 

 

Nope, no mistake. We've just got very good rates on Zed's if you're over 25 and the car isn't hugely modified :)

Ha ha buzzing , flux wated a grand of me !! guy on the phone said if its a 2nd car and its a low mileage limit your laughing !

Nope, no mistake. We've just got very good rates on Zed's if you're over 25 and the car isn't hugely modified :)

 

 

spot on pal, couldnt beieve it :)

Actually my renewel will be due around June I think...

 

Dave will I get a renewel from FJ or does it come straight from the insurance company?

Actually my renewel will be due around June I think...

 

 

Dave will I get a renewel from FJ or does it come straight from the insurance company?

 

how much u paying now if u dnt.mind me asking !!

230 mate

That almost free too :)

spoke to a girl at FJ she siad cos my car had a wide body kit and wide wheels they wouldnt touch me ...im 52 with a clean licence

Am I right in thinking FJ will only insure UK cars that are garaged?

Nope they do imports , but mine is garaged !!

classic insurance is cheap but yes you need to be over 25, car garaged im pretty sure and i think you also need to have another car that you use as an everyday drive thats why its cheap. If you fall into that category then its all good.

talking of insurance, i got a quote the other day for £560 third party only and £430 for third party fire n theft, work that one out?

classic insurance is cheap but yes you need to be over 25, car garaged im pretty sure and i think you also need to have another car that you use as an everyday drive thats why its cheap. If you fall into that category then its all good.

 

fourtunatly i do yay !!! :)

talking of insurance, i got a quote the other day for £560 third party only and £430 for third party fire n theft, work that one out?

 

 

ummm weird :(

Actually my renewel will be due around June I think...

 

Dave will I get a renewel from FJ or does it come straight from the insurance company?

 

It'll come from us mate

spoke to a girl at FJ she siad cos my car had a wide body kit and wide wheels they wouldnt touch me ...im 52 with a clean licence

 

It wouldn't have been the fact that they're wide ;)

 

It will have been that the value of the kit and the wheels was too high as a percentage of the overall value of the car. It makes the underwriters bottoms a bit twitchy. Try increasing the value of the car and decreasing the value of the wheels/bodykit and see what happens then

talking of insurance, i got a quote the other day for £560 third party only and £430 for third party fire n theft, work that one out?

 

It might well have been less than £430 for fully comp. There's so few underwriters that offer TPO cover that there isn't a great deal of competition between them so prices stay high. TPFT is starting to go the same way. Biggest cost to underwriters is the cost of the third party 'injuries' so TPO cover is still expensive

classic insurance is cheap but yes you need to be over 25, car garaged im pretty sure and i think you also need to have another car that you use as an everyday drive thats why its cheap. If you fall into that category then its all good.

 

You need to have access to another car to get the cheapest rates. Company car, named on the missus's runabout, Mums, Dads..anyone's really that you can honestly say you have access to ;)

Am I right in thinking FJ will only insure UK cars that are garaged?

 

Nope, we'll cover imports too but make sure you tell us it's a 300ZX. I've just found out we declined a couple of clients cos they told us they had a Nissan Fairlady Doh! I'll sort this but it'll take a few weeks to get through the system.

 

Doesn't have to be garaged (unless in certain postcodes) but will be cheaper if it is

Dave, what sort of modifications are considered over the top for you guys? I'm about to fit coilovers and adjustable upper and lower arms, its got alloys and a bodykit but that's all I know about.

 

I was just about to get an online quote but the terms and conditions I'm asked to accept before the quote state that it must not be an import and it must be garaged at night. Mine aint garaged and its an import.

 

From the terms - https://fjquotesonline.co.uk/CoreQuote/faces/TermsConditions.jsp?Product=1&Style=1

 

The vehicle:

• Is over 15yrs of age (Quotes available for younger vehicles please ring the number below for a quotation).

• Has not been modified from the manufacturer's standard specification.

• Is not a grey or parallel import including US imports.

• Is not valued at more than £50,000.

• Is not a Van, pickup, motor home or other commercial vehicle.

• Must be garaged at night.

• Your maximum annual mileage will not exceed 6000 mpa (please ring us for higher options that may be available)

Dave, what sort of modifications are considered over the top for you guys? I'm about to fit coilovers and adjustable upper and lower arms, its got alloys and a bodykit but that's all I know about.

 

I was just about to get an online quote but the terms and conditions I'm asked to accept before the quote state that it must not be an import and it must be garaged at night. Mine aint garaged and its an import.

 

From the terms - https://fjquotesonline.co.uk/CoreQuote/faces/TermsConditions.jsp?Product=1&Style=1

 

The vehicle:

• Is over 15yrs of age (Quotes available for younger vehicles please ring the number below for a quotation).

• Has not been modified from the manufacturer's standard specification.

• Is not a grey or parallel import including US imports.

• Is not valued at more than £50,000.

• Is not a Van, pickup, motor home or other commercial vehicle.

• Must be garaged at night.

• Your maximum annual mileage will not exceed 6000 mpa (please ring us for higher options that may be available)

 

It's performance enhancing or high value mods we're not great with. Coilovers and arms should be fine. It'll depend on how much you value the alloys and the bodykit. If you tell us the bodykit us worth a grand when you could get one off Jeff for a couple of hundred quid you're not helping yourself. Underwriters don't like £2k wheels and bodykits on £4k cars.

 

Don't bother with the online quote. Give one of the guys a call tomorrow on 0121 561 6250 and run through the details. We won't load the policy just because it's an import. Garaging makes a bit of a difference but, depending on postcode, isn't usually alot. Be sensible with the value of the mods and you'll probably get quite a reasonable quote..

 

Unless you've got an electronic boost controller.....underwriters don't understand them so they're witchcraft, they're evil and they won't touch them. I'm slowly trying to educate them but it's a sloooow process ;)

My insurance is coming up for renewal soon Dave@fj.

Can you offer a 6 months road use and a 6 months laid up policy?

Basics,

Age 52

Full no claims

Full use of a daily driver, Escort GTI

Garaged.

Less than 1000 miles per annum

Value, £2,000

Car, UK TT Targa 1992

What do you think?

My insurance is coming up for renewal soon Dave@fj.

Can you offer a 6 months road use and a 6 months laid up policy?

Basics,

Age 52

Full no claims

Full use of a daily driver, Escort GTI

Garaged.

Less than 1000 miles per annum

Value, £2,000

Car, UK TT Targa 1992

What do you think?

 

We can't split the year into half road use and half laid up but guys are getting quotes of low £200's (or less) for a full year's fully comp cover. I don't think you'll get a better deal than that even for just the six months road cover. You seem to be ticking all the boxes for a cheap quote, age, access to another vehicle, limited mileage, garaged etc so i'd guess you'd be at the lower priced premiums unless you live in Beirut of course!