Hello... i'll try make this short - I got a few questions... I was driving on my birthday (last week) and I decided I would go to the gym instead of the pub (wish i went to the pub now!) Anyway on the way home i was involved in an accident...

 

I was hit by a stolen motorbike which was traveling in the WRONG direction down a dual carriageway with no lights on in the dark. The rider decided not to wear a helmet and is now in critical condition, the passenger ( aged 14) was wearing a helmet who suffered minor injuries.

 

OK so basically, I spent my birthday in the police station giving a statement and doing breath/drug/fit tests. Anyways, the next day I call my insurance... I am not entitled to a courtesy car apparently until my car is being repaired by an approved garage (so now i have no car) :no: the police have my car and wont release it till they have done the tests they wanna do.

 

also my insurance want me to pay my excess of £350 ! Its not even my flipping fault.... So I dont have my car coz of the uninsured theif, also i cant get a courtesy car either, i spoke to an accident management company regarding a hire car but they said as the driver wasn't insured they wont risk giving me a car as they probably wont recoup the costs! So I seem to be losing in every situation??!

 

My question(s); Is there anything I can do while the police have my car?? I know once they release it to the insurance I will get a courtesy car but until them I am really stuck?? The police wont even release items in the car yet, so my mates wallet is stuck in there along with my gym bag and loads of other stuff I really need on day to day basis like my ipod!

i don't understand what we pay insurance for when they do nothing AND i mean absolutely nothing? i could rant on and on myself but I wont. The police told me that the recovery of the car and storage is completely free of charge. thing is - i dont see why they need it for so long, if only they cud release to my insurance i wud get a courtesy car. plus, i cant remove personal contents without a content release note from the police officer in charge. oh well i'm gonna cal him now!

can u believe it - the police were very helpful ! he said he will personally get the items from the car (even thou he DIDNT ask me what i wanted removing from the car!!!!) and he will arrange to meet up and give me them. to be honest ive no idea what he is gonna bring and each time i tried to get a word in he never let me! oh god.:cursing::cursing:

The PC in charge has just come and dropped off everything I needed!!! :D

 

He also told me it wont be too long til my car is released to the insurance. Some good news at last.

My insurance got the car on Monday and today I got a phone... Its been written off!!!

 

So I guess I'll be looking for a new car :(

My insurance got the car on Monday and today I got a phone... Its been written off!!!

 

So I guess I'll be looking for a new car :(

 

Jeez, that was a bit sudden ?

 

Wonder if the thief was a relative of the insurance man, or any police officer involved ?

 

Only kidding !

 

Hope the pay-out is up to scratch Bud !

 

Ala..........

 

Hope the pay-out is up to scratch Bud !

 

Ala..........

 

well, i turned down the 1st offer, he asked for 3 cars that are like for like that are currently for sale for a higher price, so i went on the good old trusty autotrader. I found 3 there - same model, similar age/milage at a higher price so lets wait and see what he says.