is it true that once your 25 and insured on your own vehicle your insured to drive any other insured vehicle even if your only TPF+T?

I don't think its a 'given', i think certain companies do that, but other ones don't. I'm pretty sure its all in their t's&c's.

.....its a depends on who your insured with, who the underwriter is and if it is mentioned in your policy.

 

Most of them drop a level of cover so if your FC on yours then you are TPFT on someone elses

 

If you are TPFT then you are just TP on anothers.

 

Phone up your insurace and ask is the easiest way to be sure

All depends as already said, if its not written in your polocy then your not covered.

Also the other vehicle has to have a policy of its own

i thought in the old days this was true but no longer always true with the 'budget' companies now.

Would be good to know which are possible and which are not. I am with Bell and would like to know if i am covered for other vehicles with them

Also the other vehicle has to have a policy of its own

 

Not actually correct......Again depends on your insurer

 

If the other vehicle does not have a policy of it's own then it will not be insured if you leave the car.

 

Basically means if you drive another uninsured car then it is insured from your drive to your works carpark-if you have one. You cannot leave it unattended in a public area/public road as it would require insurance and it wouldn't have any.

 

But while your backside is in it it would be insured by you :) or on private land you're fine

i thought in the old days this was true but no longer always true with the 'budget' companies now.

Would be good to know which are possible and which are not. I am with Bell and would like to know if i am covered for other vehicles with them

 

With Bell It'll be in your policy documents under exclusions/exceptions.....

 

otherwise phone them :)

think al ring them after me birthday, just been wonderin

I have been able to drive someone else car third party since I was 20......my policy at the time allowed it - it was with direct choice at the time.....so you might be able to do it just now depending on who you're with.