ive just woken up to find that mortgages are 800 pounds per month??? :shock: or maybe more

ive just woken up to find that mortgages are 800 pounds per month??? :shock: or maybe more

 

 

£820 a month for me over 30 years.

thats too much for me 400 is just fine

if you get a grand a month how on earth are you supposed to live. and 800 for a 2 bedroom flat how much will it be for 3 1400???

it obviously depends on the value of the property & area ive just bought a 4 bed detached for 185,000. £700 a month plus £1500 council tax :xxx: :hurl:

tell me about it. i cant even get on the property ladder so i purchased a z. now i defiantly can't get on the property ladder he he

4 bedroom?? thats cheap nad. so the prices here mate.

4 bedroom?? thats cheap nad. so the prices here mate.

im in notts so suppose prices are better then london, average 3 bed semi start from around 100 k plus, the asking price of mine was £195,000

ive just woken up to find that mortgages are 800 pounds per month??? :shock: or maybe more

youve just woken up and found there £800 quid. what was they b 4 you went to sleep then.

same as my parents lol. just having a browse and my mates told me theyre paying 800 without bills and tax

I think the price of a mortgage depends how much you borrow - lol

 

There's always interest only ones etc too whihc are half the price or something.

 

Someone on here is a mortgage adviser - watch out or they'll appear and sell you a mortgage then while you're slightly confused there'll be a whirl of paper and you'll have bought life insurance, health insurance, buildings insurance, contents insurance,unemployment protection, swamp insurance too. lol

it obviously depends on the value of the property & area ive just bought a 4 bed detached for 185,000. £700 a month plus £1500 council tax :xxx: :hurl:

 

 

Notingham is still quite cheap - I was there a few years ago - started in Radford, ended up in The Park.

three bed semi in sunderland (town end farm, council estate) 115 000 about 550 a month

 

got my house on same estate for 73000 at 470 a month :D

im in notts so suppose prices are better then london, average 3 bed semi start from around 100 k plus, the asking price of mine was £195,000

from 100k in nottingham. thats good but how much do you need to spend on bomb proofing the house. lol

Notingham is still quite cheap - I was there a few years ago - started in Radford, ended up in The Park.

how come you moved to cambs ?? work etc ??

it's even cheaper here i got a 2 bed mid terraced,with garage and off road parking for 3 vehicles, i bough tit in '99 and it cost me £35,000 just had it valued today to change mortgage company and they said it's worth 125-130k

how come you moved to cambs ?? work etc ??

 

 

Yes work - I prefered Nottingham to be honest. Great city and the gun crime everyone goes on about is only in tiny little pockets.

Yes work - I prefered Nottingham to be honest. Great city and the gun crime everyone goes on about is only in tiny little pockets.

ive lived here all my life wouldnt move unless i had to. as far as gun crime is concerned you can get that any where no matter which part of the country you are in, plus its all drugs/gang related as long as you keep away from these peeps/situations you have nothing to worry about unless your at the wrong place wrong time etc

ive just woken up to find that mortgages are 800 pounds per month??? :shock: or maybe more

 

fook that mine is £360 although when I first took it out (10 years ago) it was a struggle to manage even that!

Why didn't I buy a house 10 years ago? D'oh!

from 100k in nottingham. thats good but how much do you need to spend on bomb proofing the house. lol

lol its not that bad bud things have calmed down

I think mine's going to weigh in at around 950 per month. That's for a three-bed end-terraced place with a driveway and a reasonably big garden out in a village. Think twice that for the same thing in town. It's nuts.

Why didn't I buy a house 10 years ago? D'oh!

 

Now that I think about it, it was the only good thing to come of getting married - at least it got me on the property ladder early. Now all I have to do is buy that bitch of an ex out of her half :p

I think the price of a mortgage depends how much you borrow - lol

 

There's always interest only ones etc too whihc are half the price or something.

 

Someone on here is a mortgage adviser - watch out or they'll appear and sell you a mortgage then while you're slightly confused there'll be a whirl of paper and you'll have bought life insurance, health insurance, buildings insurance, contents insurance,unemployment protection, swamp insurance too. lol

 

 

:rofl: :rofl:

 

whereabouts in W.London are ya indianzx? as you probably gather - the cost of your mortgage is gonna depend on the cost of your house/flat!!! Whats the house prices like in your area? Have you got a deposit?

 

got 3 bed semi with garage, parking for 2 and a lickle garden for £155000 last year daan sarf.

 

for me on a £122000 mortgage interest only @ 4.79% for 25 years came out to £482 a month.

I think the price of a mortgage depends how much you borrow - lol

 

.........

 

What he said!!

 

The problem is the price of houses means people have to borrow a hell of a lot now, unless they have a big deposit or bought 10 years ago and have plenty of equity in their old house when moving now.

 

I moved in March this year after selling my first home, which I had since 1997. It was fortunate for me, as my mortgate is now barely 40% of the price of my new house and not even twice my annual salary.

 

I do feel for first time buyers now as they have to borrow loads - often 5 times their wages just to buy a small flat in London or the home counties :cry:

 

Richard

thats too much for me 400 is just fine

 

You will not get much more than £60K over 30 years for that! You may buy a shed or garage in London area!