am going to see about getting a mortgage on wed am shatting myself taking on that sort of commitment anyone else in my boat this is the biggest thing ive done since i bought my zed lol

Had mine for over two years now, it gives you an enormous sense of well being when you get your first place, there's no looking back once you get your first property, as long as you get some sound unbiased financial advice you'll be fine. You won't regret it IMO! :)

am going to see about getting a mortgage on wed am shatting myself taking on that sort of commitment anyone else in my boat this is the biggest thing ive done since i bought my zed lol

 

All the best mate - I started on the property ladder at 22 and it was probably been the best financial move I have ever made - only a couple of years away from owning my house outright :hyper:

i shouldnt be worried i know the score as i work for a property owner (landlord) and we always talk about what he is going to buy next and we give each other advice, just the thing is its my money on the line and i will be living in it not renting it out like my boss does i think im just after a bit moral support cheers so far

Go for it mate. Everything will be cool.

 

As a property owner, It is a great long term investment.

am going to see about getting a mortgage on wed am shatting myself taking on that sort of commitment anyone else in my boat this is the biggest thing ive done since i bought my zed lol

 

 

I moved out about 2 weeks ago.

 

Strange at first but you get used to it.

 

As for an investment. Its OK for people who bought their house for £45,000 15 years ago and paying £300 ish. But people like you and I are paying £800-£900 a month for a £125,000 house which will probably go down in value, as I cant see them going any higher.

Be careful m8, house prices are at best going to be stagnant for a while now, or at worst drop up to 30% in some areas, they have simply risen to far, too quickly. Of course long term they will recover but make sure you can handle it if intrest rates start to rise (remember todays rates are historically very low even with the recent increases)

cant see how anyone can afford to buy anymore , the average joe on say 20 to 25k a year gets offered a mortgage for 3 times their salary . So at max 75k !! what the hell can u buy for that !! nothing thats what !! u need at least £125k so thats 5-6 times the average salary to own,, something has gotta give sooner or later or no one will be able to afford to buy !!

i live in sunderland a little place called town end farm (known to a lot of people as neck end farm lol) the average house price is about £72,000 or so im told with me and ourlasses wages we can manage a mortgage of about £86,000 so i should be ok