Guys (and gals) Just a bit of advice. Got my classic insurance through from Houghtons this week. 5000 miles limitation. Very happy with the price which was £260 fully comp. However, if any others have got this insurance it is worth checking both the certificate and schedule as they can differ. My Certificate stated "no use for business" (which is fair enough) but the schedule stated "no use for commuting to work". Although my car is not a daily drive I certainly use it to go to work now and again and see little point in having an insurance that would not cover for this purpose. Phoned Houghtons and they were very helpful and immediately offered to include "travel to work" for no extra charge. Sorted.

 

Certainly worth others checking their certificate and schedule as we all know what insurance companies can be like when it comes to the dreaded payout.

pretty standard actually, most classic insurance excludes to & from work (busiest times of day for traffic, when accidents are most likely to happen ;) )

I'm sure you are right Paul. However, my classic bike insurance covers for travel to work and I like to use my car to travel to work also. Above all, I was informing other members that Houghtons are obviously being sensible about this and providing you don't exceed your mileage limitation by using it on a regular basis, you can use it for travel to work. All you need to do is ask them.

thats a good price. what mods etc have you got and how old are you. looking around at the mo £525 for me with houghtons

Older than you I'm afraid. 44 with no mods. That said, I tried Houghtons after looking on this site and there were younger guys who were able to use them and get cheaper insurance. To many, the problem is not using it as a daily runner. Could be worth a try.

yeah that was as classic and second car not to worry i'll keep looking

Yeah no commuting is pretty standard on CC insurance!