Right. A bit of advice please.

 

I use a hire car each week for travelling between Newcastle and Blackpool.

 

On 16th April I was back in Newcastle, travelling up a short single carriageway road which has shops and a lane for parking down one side.

 

As I was driving up the road on the same side of shops, a woman walked out between 2 cars and started to walk alongside the cars towards me. She seemed quite far out so I moved over towards the middle of the road. As I was passing her, she had reached her car and turned to open it. Her bag (on her shoulder) clipped the wing mirror which made a "crack" and bent in.

 

I thought if it is broken, she is going to have to pay, so stopped 20 yards up on other side of road. THe mirror was ok, and so was she. She got into the car and I headed off.

 

Phone call from Police this morning asking me for details of the incident. She is claiming that her elbow was struck by my wing mirror and she had recently had back surgery and it jolted her back.

 

The police guy was fine about it, but I have got to sign the statement at the weekend. He asked if I was insured on my own or through Avis. It was through avis. He couldn't confirm, but it sounds like she is making a claim.

 

I believe that it would be a fraudulent claim against my insurance because it was her fault. She walked into the road, turned and struck the car, not the other way round. She was on the road side of a parked car, not on a pavement. I also believe it was her bag that struck the mirror not her arm. It has also taken her 6 weeks to register the incident.

 

Any comments/advice???

I thought it was 24 hours to report an accident or there is nothing they can do!

was there a witness?

... hve emailed u mate

Right. A bit of advice please.

 

I use a hire car each week for travelling between Newcastle and Blackpool.

 

On 16th April I was back in Newcastle, travelling up a short single carriageway road which has shops and a lane for parking down one side.

 

As I was driving up the road on the same side of shops, a woman walked out between 2 cars and started to walk alongside the cars towards me. She seemed quite far out so I moved over towards the middle of the road. As I was passing her, she had reached her car and turned to open it. Her bag (on her shoulder) clipped the wing mirror which made a "crack" and bent in.

 

I thought if it is broken, she is going to have to pay, so stopped 20 yards up on other side of road. THe mirror was ok, and so was she. She got into the car and I headed off.

 

Phone call from Police this morning asking me for details of the incident. She is claiming that her elbow was struck by my wing mirror and she had recently had back surgery and it jolted her back.

 

The police guy was fine about it, but I have got to sign the statement at the weekend. He asked if I was insured on my own or through Avis. It was through avis. He couldn't confirm, but it sounds like she is making a claim.

 

I believe that it would be a fraudulent claim against my insurance because it was her fault. She walked into the road, turned and struck the car, not the other way round. She was on the road side of a parked car, not on a pavement. I also believe it was her bag that struck the mirror not her arm. It has also taken her 6 weeks to register the incident.

 

Any comments/advice???

 

 

All you can do is point this out to the police. I know some one who had a little accident and 8 weeks later the other party said they where claiming for compensation. My friend told the police that the inncodent happened 8 weeks ago and the police went round and basically said, if you are making a claim we will start an investigation to wheter its fraud or not.

 

They didnt claim in the end

As long as the inccident was registered with her insurance company or police within 21 days of the inccident. She would then have a legal right to file a personal claim for damagess/injury for up to six months.

basically your word against hers m8:(

and the insurers won't push it unless they can prove she is lying

 

i know a woman who had an accident, no problem one guy in the car, when she got the details he was claiming 4 OF THEM IN THE CAR, guess what

all whiplash, she phoned the insurers, who said "unless she can prove it, then the claim would go ahead"

so don't wonder why so many companies up insurance:(

fook it! just in case u dint get my email, here u go:

 

am sure you can find a "witness" or two whos details you took at the time just after she had drove off. jus tell th cops u cdnt remember if u still had ther details so dint tell them u had witnesses but now uv found it!

 

her story wont stand a chance if u have a witness or two, dnt get screwed over, play th game!

I presume she has been to a doctors to get proof of this injury? Dont the doctors need to be insurance approved too?

I presume she has been to a doctors to get proof of this injury? Dont the doctors need to be insurance approved too?

 

not unless its a big claim m8, and the insurers then start asking for their own reports, its enough to have her doctor/hospital stating that she has what she claims, unless you do the donkey work ie witnesses, i doubt the insurance would contest it, for a small amount, not worth the grief for them