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Hello guys,
I notice we have been getting some coverage on your site (mostly good but some bad).
Thought I'd firstly say thanks to the members that have given our company a try and of course to those of you who have insured your cars through us.
As some of you will know we have a specialist scheme with Chaucer Insurance Company. They can cater for a large proportion of your vehicles even with mods. The scheme however will not accept every risk. We do seem to score though where the car is a second vehicle and the annual milage is low.
Some of you will have tried us and had no joy for which we are sorry but the scheme is very competitively priced and to keep it this way the insurers have put in place some quite strict underwriting criteria.
Just a few words of warning though. It is usual for insurers to apply quite heavy penalties for cancelling mid term. The scheme has been priced to sell an annual policy on a resticted milage policy and this is what you buy. To keep the costs (and therefore premiums) down the insurers apply harsh cancellation fees. This is mainly to avoid a policy being purchsed just to cover the vehicle for the summer months.
Anyway, please keep the enquiries coming. We can't please all of you we accept but we are pleased we have had some positive feedback.
Regards,
Colin Tidd
Director
Houghton Insurance