So, tell me, why should any young pleb would even try to insure a car when it has today been anounced that driving without insurance will now be dealt with by a £200 (yes, two hundred) fine and 6 points?

 

So let me get this right, they have just upped the FPN fines to upto £150 for speeding, in certain circumstances, and it's only £200 if you get caught without insurance.

 

Who votes that cars driven without insurance should be crushed, regardless?

 

Harsh? I hope so.

 

Tim

Does make you wonder why we bother being legal sometimes.....

In my experience of being hit several times by uninsured drivers, I have found that the Police do bugger all anyway! If the little twats decide not to insure, and the police can be bothered to get off their fat useless arses and arrest them, they'd probably claim no job, poverty etc, and get away with paying £1/month!

 

Nothing to do with road legislation is anything to do with safety. It's ALL to do with funding, and middle/senior management getting fat bonuses for saving so much of their departments spend budget.

 

I may sound cynical, but I know I'm right.:mad:

Originally posted by x-biker

In my experience of being hit several times by uninsured drivers, I have found that the Police do bugger all anyway! If the little twats decide not to insure, and the police can be bothered to get off their fat useless arses and arrest them, they'd probably claim no job, poverty etc, and get away with paying £1/month!

 

Nothing to do with road legislation is anything to do with safety. It's ALL to do with funding, and middle/senior management getting fat bonuses for saving so much of their departments spend budget.

 

I may sound cynical, but I know I'm right.:mad:

 

Exactly...

 

'Here sir is the bill for crushing your car, yes of course we will accept staged payments of £1 a month. Oh, and take that 4ft cube with you on your way out' ;)

 

Tim :D

Well I've been driving for 11 years now, Been pulled over once and given a producer,never been in an accident.

 

So I could have saved just under £10k..... and this is exactly how some people are going to start to think. That rule really sucks, if they are going to enforce the £200 fine then they need to do something to cover the rest of the drivers that gonna get hammered if one of these uninsured drivers rams them at traffic lights.

Originally posted by x-biker

In my experience of being hit several times by uninsured drivers, I have found that the Police do bugger all anyway! If the little twats decide not to insure, and the police can be bothered to get off their fat useless arses and arrest them, they'd probably claim no job, poverty etc, and get away with paying £1/month!

 

Nothing to do with road legislation is anything to do with safety. It's ALL to do with funding, and middle/senior management getting fat bonuses for saving so much of their departments spend budget.

 

I may sound cynical, but I know I'm right.:mad:

 

Not technically accurate to be honest. My Mrs was hit by three lads in a Champagne Vauxhall Nova 4/5 years ago and was very nearly killed. Luckily she was in a Celica Supra 2.8 which I hadn't had for long. Nova boy launched himself, his passengers and his car into the drivers side door trapping me little woman inside the car.

 

If you are hit by an uninsured driver there is a public pool of money available for just that for personal injury claims to be paid out of when the case is finally settled.

 

Public Bureau of Insurers fund or summat.

 

So I got the money for my written off Soup and three and a half years later we got a cheque for 15.5K which paid the deposit on my house. ;)

 

Little shit (driver) had no MOT and they'd been drinking the night before quite heavily as it was either Euro or World cup at the time and they'd been to the pub to watch a game.

 

Driver tested positive at the roadside but after being arrested and put on the machine at the station he scraped through as negative. No justice in this world!

What about the guy in the paper the other week that killed a boy.

 

He had no licence, tax or insurance, was disqualified and also enough points to disqualify him several times over from previous recent convictions and was pictured getting into a car and driving off.

 

Apart from the fact that he should be at Her Majesty's pleasure, it makes a nonsense of people who try to stay legal.

 

Its long past due that the police can read number plates into the computer and see that they are taxed, insured and MOT'd immediately. I know that they are getting there, but not soon enough.

Originally posted by davidp

Its long past due that the police can read number plates into the computer and see that they are taxed, insured and MOT'd immediately. I know that they are getting there, but not soon enough.

 

I think you're getting into a civil liberties and privacy issue there.

 

A debate that i really don't want to get into, but needless to say 'Big Brother' could quite happily track you all over the country if they so wished.

 

Tim

Timmy's right about the pool of money available, they then take the offender to court for all costs. Mind u he may still only pay £1 per week!

 

BUT the maximum fine is not £200.

 

I was fined £680 and six points for no insurance! Now b4 you all attack me, I was found guilty of no insurance following a producer, due to a change of vehicle and my brokers (who are still in business but will remain nameless) didnt inform the underwriters of the change! Mind u 2 years later and cover note in hand) I sued them and won!

 

:D $$$$$$$:D

Originally posted by BigRoy

Timmy's right about the pool of money available, they then take the offender to court for all costs. Mind u he may still only pay £1 per week!

 

BUT the maximum fine is not £200.

 

I was fined £680 and six points for no insurance! Now b4 you all attack me, I was found guilty of no insurance following a producer, due to a change of vehicle and my brokers (who are still in business but will remain nameless) didnt inform the underwriters of the change! Mind u 2 years later and cover note in hand) I sued them and won!

 

:D $$$$$$$:D

 

Roy, I posted this thread because the government, in their infinate wisdom, have decided to relax the laws on driving without insurance, why I don't know, but it was reported in the press that the charge of Driving Without Insurance was to be changed to a mandatory £200 and 6 points.

 

I don't dispute that you got hit for considerably more, I was insensed by the new legislation, hense the post.

 

Tim