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ive just renewed my car insurance today after a couple of phone calls in negotiation with my broker . to cut a long story short my original quote was for third party fire and theft cover was upgraded to fully comp for half of the original quote .

 

the moral of the story.

 

they need your business more than you need them . a little bit of hard nosed negotiation can save you loads . i saved over £200 and got the better cover. i reckon i could of got him round to polish the car the way he was grovelling.

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I've always found fully comp to be cheaper than 3rd party. Don't know why.

 

Yeah same here!! i think it is car dependant though but worked for me Z wise

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