With an insurance company

 

My current car is a ford focus and is due for renewal in a few weeks, This year cost me £700ish with 1y NCB

 

My renewal notice asked for £580 (With 2y NCB) - Fair enough

 

I phoned them up for a quote without the NCB as I'm transferring it to my new Z. I also asked them to reduce the annual mileage by 3000. This gave me a quote of £480 with 0y NCB

 

 

Can anyone explain this?

 

(insurance company is Endsleigh)

That seems odd, the NCB normally relates to the person not the car.

So you should take the NCB with you when you change cars.

 

It's also odd because you are going from a Focus it should be more expensive...

I'm keeping both cars

 

Both are being insured from the 3rd of feb, the Z is stupid money (I'm 22)

 

But the focus going down? never heard of that myself

I'm keeping both cars

Both are being insured from the 3rd of feb, the Z is stupid money (I'm 22)

But the focus going down? never heard of that myself

Oh that makes more sense.

The way the insurance company see it you will be driving the focus less, so you are less likely to crash it than before.

 

I know what it is like to pay silly money for zed insurance. I'm into 4 figures and I'm 27... :wack:

dont you guys ask for classic car insurance , mine was fully comp with all my mods declared for £400 pounds from houghtons on here ,, but i had limited milage 3000 miles but i didnt do more than 1000 miles in a year anyway

dont you guys ask for classic car insurance , my zed was fully comp with all my mods declared for £400 pounds from houghtons on here ,, but i had limited milage 3000 miles but i didnt do more than 1000 miles in a year anyway

I have yet to find a company that will insure an under 25 year old on a classic policy, otherwise I would have jumped at the possibility