Im looking into switching Lenders for my mortgage and also borrowing some money at the same time (expensive these Z32's lol).

 

Any one know of any good deals at the moment? especially for remortgages.

 

Thanks

 

Barry

just go and see a mortgage advisor, they will get you the best deals and dont actually charge you they charge the banks

 

yorkshire bank has some deals on at the moment

bit like asking which mobile phone m8

so many offering deals and cheaper this, but others offer cheaper that

pain in the arse it maybe, but you need to print off loads and study which offer the best for your circumstances, not a lot of help i know sorry

but its a bloody minefield

 

http://www.yourmortgage.co.uk/wizard_index.htm

i found lloyds tsb good also look at the one account especially if you plan on a savings account as they will discount your interest on the amount of savings you have

When i moved last year, i went with these, they always seem to get good reviews.

 

http://www.ncbs.co.uk/ncbs.asp

 

I got a fixed for 3 years at 4.something % around june last year, they were the cheapest at the time. Once the 3 years are up you go on to the 6.whatever%, but youre out of your fixed peirod then so just switch to someone else.

Try having a search through here :-

 

http://www.thisismoney.co.uk/cheaprates

 

Mortgages are like insurance, one size does not fit all and you need to search for one that matches your situation and requirements.

I am currantly remorgaging now, seen an advisor and he told me don't go for anything longer than 2 years as we could be in the euro then meaning a 2% morgage. he has offered me 4.44% with nationwide, there are lower rates but because of the fees charged ill pay less each month with this one and it won't cost me a penny to switch.

2 years 4.44% no fees to pay and no tie in.

When i moved last year, i went with these, they always seem to get good reviews.

 

http://www.ncbs.co.uk/ncbs.asp

 

I got a fixed for 3 years at 4.something % around june last year, they were the cheapest at the time. Once the 3 years are up you go on to the 6.whatever%, but youre out of your fixed peirod then so just switch to someone else.

 

 

oh yeah this is a repayment type, not a discount, or variable or interest only etc etc just a bog std pay it back type.

best to see an advisor, get a recomendation and see someone who runs it as a business not someone who just needs the job,

i foud nationwide to be the best after being with a mortgage advisor, i always go for the 2 or 3 year deals the when its time up i find another deal, this time the best deal was to stay with nationwide, but had to pay a booking fee of £320 what a rip off,

 

yeah deffinetly see a couple if not more independent mortgage advisors and when there is a deal of money back think caerfully you wont get money for nothing bud!!#

 

watch out for the tie in period as well.