I've been calling round for insurance and trying to get some cover for all the cash I've spent on my Z without much luck :(

 

The best price I've had is on a classic policy with Heritage/Norton Insurance limited to 3000 miles a year for £347

It's a low limit but I doubt I do much more than that averaged over the last 4 years breakdowns!

 

They offer an agreed value for the car and asked me what it's worth. I think to replace the car as it is would cost me about £14K.

They said but it's only worth £3K so no chance and that would be subject to a valuation by the Z Club LOL!

How is that an agreed valuation for a classic car?

If i'm prepared to pay to insure it for it's value to me then why can't they do it?

I asked why they can insure my £14K Pug 206 for £400 then?

If I'd restored an old Aston Martin (which they advertise as covering the owners club) and spent £20K on it would they still say "but you can buy an old rusty one for a few hundred quid"??

 

I don't know whether to go for it as I suppose all the other insurers would still only give me book price for it anyway.

 

Has anyone found cover for all their time and hard earned cash on these cars?

I just can't bear the thought of trashing it and being handed a cheque for £3K! I suppose a lot of the stuff could be transferred to another Z if I crashed it but what if it got burnt out (which with my ex is VERY likely at the moment :( )

 

Chris.

Try Footman James Chris, they do a lot of Classic Policies and know the ins and outs of Agreed Valuations.

 

0121 561 4196

 

HTH

 

Tim

Thanks Tim

I just tried them and they can only offer the classic policies on cars 15 years and older :(

Shame, was worth a try. :(

 

Tim

Originally posted by ChrisC

Thanks Tim

I just tried them and they can only offer the classic policies on cars 15 years and older :(

 

They did mine and its only a 1990 uk tt:confused:

Try Lifesure they my be able to help nice people. got mine 3000 miles £365 covered for £7000

http://www.lifesure.co.uk

all the best sid:D

 

 

 

 

 

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Yep, definately try Lifesure. I have a classis car policy from them, underwritten by Royal Sun Alliance. It's an agreed value policy for £10k, limited to 5K miles per annum, with all the mods declared. They're happy to insure imports but insist on Cat1 and a garage overnight.