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ppppffffftttttt, my boss has mortgages of nearly £600 000, but as he makes over £100 000 a year it aint really a prob

 

Still 6 times his income though :shock:

 

I personally don't like the idea of a massive debt so mine is probably tiny by today's standards. It is nicely below twice my income and a fair bit under half the value of my house.

 

I have an offset one and currently overpay some £200 per month in an effort to be rid of it in 10 years.......

 

Richard ;)

I have something to say............ It's better to burn out than to fade away..... :tt2:

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I dont like the idea of getting a huge mortgage but we have been stupid and stayed in our current house for 8 years and didnt move when the market was booming so lost out and just upgraded our house which as its a pretty new house didnt really ad much value on!! so we have decided we want another newish house but with all the upgrades done :)

 

This is the house we are looking to buy house

 

£1200 a month mortage :shock:

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I dont like the idea of getting a huge mortgage but we have been stupid and stayed in our current house for 8 years and didnt move when the market was booming so lost out and just upgraded our house which as its a pretty new house didnt really ad much value on!! so we have decided we want another newish house but with all the upgrades done :)

 

This is the house we are looking to buy house

 

£1200 a month mortage :shock:

thought your job was in jeopody mike,or because your not modding zeds anymore you,ve found it affordable now ;)

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I dont like the idea of getting a huge mortgage but we have been stupid and stayed in our current house for 8 years and didnt move when the market was booming so lost out and just upgraded our house which as its a pretty new house didnt really ad much value on!! so we have decided we want another newish house but with all the upgrades done :)

 

This is the house we are looking to buy house

 

£1200 a month mortage :shock:

 

Nice house there Mike!

 

At £219k that's a bargain - I must move up north :shock:

 

That would be around £4-450k in my village.

 

Go for it - realistically that house should appreciate quicker than investing the money you are splashing out, so you will gain in the long term.

 

Just watch out for further interest rate rises mate.

 

Richard :)

I have something to say............ It's better to burn out than to fade away..... :tt2:

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thought your job was in jeopody mike,or because your not modding zeds anymore you,ve found it affordable now ;)

 

its time i took a little more time and effort with the family :) so bought the wife a nice new car, gonna buy a nice house and hey i may import a few zeds ;)

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I like it too, Ive just put an offer in of £230k ;) :rofl: :rofl:

 

LOL :p

 

Have been doing some reading and research and the northwest is going to increase over 70% over the next 5 years as its still got alot of catching up to do so its a good time to buy

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LOL :p

 

Have been doing some reading and research and the northwest is going to increase over 70% over the next 5 years as its still got alot of catching up to do so its a good time to buy

does that include my neck of the woods :dance: :dance: 70%

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Market will be fine as Pensions are in crisis. Everyone and his dog has investments in housing rather than shares these days. I'm 32 and just bought a buy to let as well as my big mtg on my home 2 years ago to fund my Z'ding in years to come!! A little stretching of the income now will pay off in years to come and i agree anything spare should go off the mortgage or be re-invested into the house!

 

If i were buying that Mike I'd be selling the wifes new car, and get a builder in to quote for ripping the garage roof off and raising it to put in another couple of bedrooms or bedroom/s with en-suites or another big bedroom and larger bathroom!

 

Looks like you might have a bit of space out the front for a double garage where that car is parked or is that shared access? You could convert the existing gargae and above then!!! Move again then to the original size of housein 1/2 years and pay a major chunk off the mortgage. beats grafting for a living!!!

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